Which is better for monetization in 2026? Here's our side-by-side comparison.
How Buy Me a Coffee and Ko-fi pricing stacks up — green highlights the better value.
| Free Tier | Free to use. 5% platform fee on transactions. Payment processing extra. | 0% fee on donations. Payment processing only. Shop and memberships with Gold. |
| Starter Price | — | $6/mo |
| Pro Price | — | — |
| Per-User Pricing | No (flat rate) | No (flat rate) |
| Annual Discount | — | — |
What each tool brings to the table.
| Feature | Buy Me a Coffee | Ko-fi |
|---|---|---|
| One-time tips | ||
| Extra membership tier | ||
| Goals and milestones |
Strengths and weaknesses of each tool, side by side.
Which tool should you choose?
Try either tool and see which one fits your workflow.
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| Shop for merch |
| Widget for websites |
| Email supporters |
| One-time donations |
| Monthly memberships (Gold) |
| Shop for digital/physical (Gold) |
| Commissions (Gold) |
| Discord integration |